Upcoming Interest Rate Risk Management Changes By NCUA

Upcoming Interest Rate Risk Management Changes By NCUA

In June the NCUA board reviewed the recommendation by NCUA’s Office of Examination and Insurance to consider releasing a proposal in the coming months to incorporate an “S” to the credit union CAMEL Ratings. The Examination and Insurance staff believe the changing...
Lemonade From Lemons

Lemonade From Lemons

For the last five years, smallish Family Focus Federal Credit Union (Family Focus) in Omaha, Nebraska, has defied the odds. While most credit unions at its asset size, $31 million, have struggled, and many have given up entirely by merging with larger credit unions,...
Economic Outlook 2016 – End of Second Quarter

Economic Outlook 2016 – End of Second Quarter

Record low long-term U.S. Treasury interest rates and economic growth. The second quarter ended with the 10-year and 30-year U.S. Treasury yields at record lows. To put that in perspective, the U.S. Government has been issuing debt for over 220 years. The U.S....
Credit Union Lending Performance Survey Results

Credit Union Lending Performance Survey Results

Mark H. Smith Staff There has been quite a bit of media attention paid to loan growth in the last year. We surveyed credit unions, both clients and non-clients, to better understand their lending trends and environment. The results are interesting and indicate 67% of...