Credit Union, Economic and Interest Rate Outlook

Credit Union, Economic and Interest Rate Outlook

By Matthew Jacobsen, VP In 2017, credit unions continued to see solid loan, share, and membership growth. Growth in these areas has been consistent since the last recession, and loan growth has slightly picked up the pace in recent years. Loan portfolio credit...
Member Regular Share Vs. CD Migration Analysis

Member Regular Share Vs. CD Migration Analysis

How The Interest Rate Environment Affects This Relationship By Matthew Jacobsen, VP In June of 2006 the federal funds target rate was at 5.25%. From 2007 to the end of 2008 the rate was decreased to a range of 0.00% to 0.25% where it remained until December of 2015....
CECL and Comprehensive Loan Analytics Survey Results

CECL and Comprehensive Loan Analytics Survey Results

Mark H. Smith, Inc. recently conducted a survey on CECL and Comprehensive Loan Analytics. This was a follow-up survey to the CECL survey we conducted earlier in the year (see previous CECL survey results here). This survey was designed to assess Mark H. Smith, Inc....