by markadmin | Jan 14, 2019 | Article
BY CYNTHIA R. WALKER – CEO NCUA’s Supervisory Focus for 2017 and 2018 included both interest rate risk and liquidity risk. I expect both will remain on their supervisory priority list for 2019. We have observed that regulators have been monitoring liquidity more...
by markadmin | Jan 14, 2019 | Article
BY MATTHEW JACOBSEN – VICE-PRESIDENT Are we seeing clouds gathering on the horizon for economic growth? Real gross domestic product (GDP) increased at an annual rate of 3.4 percent in the third quarter of 2018 according to the “third” estimate. As seen in the...
by markadmin | Jan 14, 2019 | Feature
BY MATTHEW JACOBSEN – VICE-PRESIDENT True to its traditional roots, a credit union has tended to fund the balance sheet with retail shares or deposits borrowed directly from its members. Liquidity has been maintained by relying on the corporate credit union...
by markadmin | Oct 4, 2018 | Article, CECL
BY MATTHEW JACOBSEN – Vice President In the past couple of years, credit unions have been inundated with the onset of the new FASB CECL standard. Planning process elements include: developing an understanding of the new standard, engaging the necessary credit...
by markadmin | Oct 4, 2018 | Guest Article, Strategic Planning
BY SCOTT BUTTERFIELD – Your Credit Union Partner Strategic planning season is underway, which means more of us are immersed in research, evaluation of data, and best practices to make sure our teams have the depth and breadth of relevant knowledge needed to...