Survey Results—Rising Interest Rates

Survey Results—Rising Interest Rates

By Cynthia Walker, CEO It was a long time coming. Following seven years of near-zero rates, the Federal Open Market Committee raised the Fed Funds target rate to a range of 0.25 to 0.5% based on the “reasonable confidence that inflation will rise, over the...
The Financial Institution of Your Dreams

The Financial Institution of Your Dreams

By Cynthia Walker, CEO and Jeffrey Johnson The January 2016 Consumer Report magazine front cover reads, “Get the Bank of Your Dreams.” The focus of their main article ties in very closely with the topic I want to address. When people I meet find out I work...
How Good Are Your Assumptions?

How Good Are Your Assumptions?

By Mark H. Smith, Founder   ALM models have come a long way. Over the last three decades they have evolved from simple spreadsheets estimating a gap between the repricing points of assets and liabilities to sophisticated computer-driven software that considers a...