Basic Income Simulation Training for Credit Union Boards and ALCOs
This webinar focuses on the process of income simulation to estimate interest rate risk.
THE WEBINAR WILL:
- Review and explain the basic analytical tools used to estimate and manage interest rate risk
- Discuss balance sheet “optionality”: loan pre-payments, interest rate sensitivities, decay rates, and surge shares
- Receive an introduction to Income Simulation methodologies to estimate risk to the credit union’s net interest income when rates increase or decrease
- Learn and visit various interest rate scenarios where changing rates may impact NII and net income