Credit Union Lending Performance Survey Results

Credit Union Lending Performance Survey Results

Mark H. Smith Staff There has been quite a bit of media attention paid to loan growth in the last year. We surveyed credit unions, both clients and non-clients, to better understand their lending trends and environment. The results are interesting and indicate 67% of...
Credit Union Lending Performance Survey Results

Economic Outlook 2016 – Where Are We Now?

By Matthew Jacobsen Credit Union, Economic, and Interest Rate Expectations: Where Are We Now? In March of 2016, the NCUA released credit union data for 2015 and noted that median growth rates for loans, assets, and shares were positive in all states. Median loan...
Credit Union Lending Performance Survey Results

Well-Written Policies Are Your Friends: Part One

By Mark H. Smith, Founder Over my 30+ years working with credit unions, I have often witnessed the trauma that can occur from poorly written or nonexistent policies. When things go well, the lack of a written policy is often overlooked. However, when problems occur,...
Credit Union Lending Performance Survey Results

Survey Results—Rising Interest Rates

By Cynthia Walker, CEO It was a long time coming. Following seven years of near-zero rates, the Federal Open Market Committee raised the Fed Funds target rate to a range of 0.25 to 0.5% based on the “reasonable confidence that inflation will rise, over the...