By Mark H. Smith, Founder, Mark H. Smith, Inc. For Credit Union CFOs and Financial Managers needing a more robust training regimen with respect to IRR, we will be traveling to approximately 30 cities in the US in the second half of 2015. We will be presenting a live...
By Jason Williams, Financial Analyst, Mark H. Smith, Inc. Traditionally, inflation is measured by the Consumer Price Index (CPI) which creates a baseline for a basket of goods purchased by a typical household and then measures the increase (or decrease) in the prices...
By Mark H. Smith, Founder, Mark H. Smith, Inc. Segmentation strategies continue to evolve as a tool to manage the cost of funds and optimize the flow of deposits. We began urging clients to consider segmentation strategies in 2001 and continue to advocate their use....
By Mark H. Smith, Founder, Mark H. Smith, Inc. In its IRR Regulation adopted in September of 2012, NCUA clearly defined the responsibilities for managing IRR. In Part 3 of Appendix B, NCUA names the board of directors as responsible for approving policy, major...
By Cynthia Walker, CEO, Mark H. Smith, Inc. Exposure to IRR Remains a Top Priority for NCUA NCUA has announced their regulatory focus for 2015. Several of the regulatory topics are of particular interest to our readers. NCUA’s January 2015 Letter to Credit Unions...
