By Jeff Johnson Early withdrawal penalties are designed to be a deterrent to members from withdrawing their certificates of deposit before the maturity date. In the current low interest rate environment, the penalties most credit unions impose may not act as...
By Mark H. Smith, Inc. Staff Credit union managers are faced with a myriad of risk management decisions every day. These decisions have consequences, many of which can affect return on assets and the overall health and safety of the credit union. When managers assess...
