ALMPro® Liquidity is utilized by credit unions which have a solution in place for IRR but need assistance with estimating and managing liquidity risk. Like all of our services, it is an outsourced design which provides a quarterly analysis and report.
Each quarter your ALMPro® Liquidity report includes:
- A static balance sheet liquidity analysis using ratios.
- Cash flow forecast with a one-year timeframe.
- Stress testing of the cash flow forecasts using a moderate and severe scenario
- A Liquidity Coverage Ratio which is adapted for credit union use and tests the 30-day horizon.
If ALMPro Liquidity is for you: