Liquidity Risk Management in Today’s Credit Union Environment

As deposit behavior continues to evolve, while loan demand remains strong, and funding costs increase, making effective liquidity management is more important than ever. This webinar provides practical guidance, current industry insights, and proven strategies to help your credit union maintain adequate liquidity while supporting growth and profitability
Liquidity Risk Management in Today's Credit Union Environment

Share

About this webinar

What You'll Learn

Gain a practical understanding of how to identify, measure, monitor, and manage liquidity risk in today’s challenging environment while meeting regulatory expectations and maintaining a safe and sound balance sheet.

Presented by: Cynthia Walker, CEO of Mark H. Smith, Inc.

Key Takeaways

PARTICIPANTS WILL:

  • Understand the current liquidity challenges facing credit unions and why liquidity management remains important.
  • Identify key liquidity risk indicators, early warning signs, and board-level metrics that should be regularly monitored.
  • Learn how liquidity risk and interest rate risk are interconnected and how changes in market conditions can affect both.
  • Review practical liquidity forecasting techniques, including cash flow projections and scenario analysis.
  • Explore effective liquidity stress-testing practices and how to use stress-testing results to support decision-making.
  • Evaluate contingency funding sources and other borrowing options.
  • Learn best practices for liquidity governance, policies, contingency funding plans, and board oversight.

Whether your credit union is experiencing strong loan demand, deposit competition, margin pressure, or simply wants to strengthen its liquidity management framework, this webinar will provide practical ideas and actionable guidance you can implement immediately.

 

Helping Desision-makers confidently manage interest rate risk in today’s environment.

Video Transcript

0:38
Good morning.
0:40
Welcome to our webinar today.
0:42
Actually, good afternoon.
0:44
Today we’re going to talk about liquidity risk management in the credit union environment right now.
0:51
And we’ll focus on some things that you can watch out for, things you can do.
0:57
So we’ll jump into this real quickly.
1:03
A little bit of housekeeping first before we get going.
1:06
if you are looking for CPE credit today, we have three poll questions that we need you to participate in so that we can track your attention and attendance to the webinar.
1:22
All of you that have joined us before know this layout.
1:28
So today we’re going to talk about current liquidity challenges that are facing credit unions, review some forecasting tools and techniques to estimate liquidity, talk about funding sources and readiness or responses to a liquidity need.

Resources

Related Webinars

A Better Way to Budget: Introducing MHSI’s New Budget Development Service - MHSI
Building your credit union's budget shouldn't mean wrestling with complicated spreadsheets, time-consuming updates, or assumptions that don't reflect what's actually happening at your credit union. That's why Mark H. Smith, Inc. developed our new Budget Development and Variance Service. Watch this webinar to see how our Budgeting service can simplify your budgeting process while giving you the flexibility to build a budget around your credit union's goals and assumptions.
NET ECONOMIC VALUE & WHY THIS ANALYSIS IS IMPORTANT WHEN ESTIMATING INTEREST RATE RISK
This educational webinar is designed specifically for credit union leaders, board members, and finance professionals looking to better understand Net Economic Value (NEV) and its critical role in interest rate risk management.
Basic Income Simulation Training for Credit Union Leaders and Board Members
Understanding how changes in interest rates impact your credit union’s earnings is critical for effective decision-making. This webinar is designed to help executives and board members better understand how interest rate risk and balance sheet decisions impact earnings, liquidity, and net worth.
Scroll to Top