Contact Us

Implementing ALM Policies That Work For Your Credit Union

Watch Now

Share

About this webinar

What You'll Learn

  • Required for credit unions over $50 million, but represents best practices for all CUs
  • Interest rate risk programs and policies are not a one-size-fits all
  • Requires judgement based on CU’s business objectives and ability to withstand risk
  • Size, complexity, predictability of cash flows and risk exposure
  • Central to safety and soundness

Key Takeaways

  • Requires a written policy on interest-rate risk management
  • Establish board oversight
  • Empowers management
  • Establish adequate IRR measurement and monitoring systems
  • Implement internal controls – ensure the program is adhering to IRR limits
  • Utilize the results in decision making

Video Transcript

 

7:26

Good afternoon and welcome to our webinar today on … Policies That Work for Your Credit Union. My name is Cynthia Walker and I am the CEO of Market Smith Incorporated. To start off with that we have a couple of housekeeping items for those of you who are attending and would like to get CPE credit. There are 3 co 3 poll questions throughout the webinar And we need you to participate in those questions. Those are there just to track, attend to attention and that attentiveness to just verify that you watch the whole webinar.

8:07

So the other thing is we have a little bit smaller group today.

8:12

So, as we, Michelle is working with us on the webinar today, she’ll be monitoring, helping with the poll question, or the poll questions, And she’ll also be monitoring questions. I’ll try to keep my eye on the questions, as well. But, given the size of group, if you have some questions that come up, please type those in, we’ll address them as part of this webinar, if possible…..

Resources

Related Webinars

See All Webinars
  • Upcoming
  • October 21, 2026

Putting Liquidity to Work: Smarter Investment Decisions in Today’s Rate Environment

A practical framework for credit union liquidity, bond selection, investment portfolio management, and ALM decision-making. When your credit union has funds available to invest, deciding where and when to put that money to work isn't always straightforward. Interest rates, liquidity needs, cash flow, investment yields, duration, and changing balance-sheet conditions all matter. The challenge is not simply finding an attractive yield. It is making investment decisions that support your credit union's broader financial strategy and risk position.
Learn More
Seven Conversations That Belong in Your Boardroom
  • September 15, 2026

Seven Conversations That Belong in Your Boardroom

This webinar explores seven strategic conversations credit union boards and leadership teams should be having today. Scott shares insights from his work with credit union leaders, the questions, challenges, and opportunities emerging inside boardrooms. Cynthia brings a financial perspective, looking at what credit union performance data is telling us about the changing conditions for credit unions and what those trends could mean for today's decisions.
Learn More
A Better Way to Budget: Introducing MHSI’s New Budget Development Service - MHSI
  • August 26, 2026

A Better Way to Budget: Introducing MHSI’s New Budget Development Service

Building your credit union's budget shouldn't mean wrestling with complicated spreadsheets, time-consuming updates, or assumptions that don't reflect what's actually happening at your credit union. That's why Mark H. Smith, Inc. developed our new Budget Development and Variance Service. Watch this webinar to see how our Budgeting service can simplify your budgeting process while giving you the flexibility to build a budget around your credit union's goals and assumptions.
Learn More
Scroll to Top
Contact Us