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ALM & IRR Fundamentals for Credit Union Leaders and Boards

Helping decision-makers confidently manage interest rate risk in today’s environment.

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About this webinar

What You'll Learn

Watch our training webinar on ALM & IRR Fundamentals for Credit Union Leaders and Boards, designed to help executives and board members better understand how interest rate risk and balance sheet decisions impact earnings, liquidity, and net worth.

Presented by: Cynthia Walker, CEO of Mark H. Smith, Inc.

Key Takeaways

Equip credit union leaders and board members with a practical understanding of asset-liability management (ALM) and interest rate risk (IRR) so they can make informed strategic decisions, set appropriate policies, and effectively oversee financial performance and risk.

PARTICIPANTS WILL:

Understand how the credit union balance sheet structure creates interest rate risk.
Learn how rising or falling rates impact net interest income and capital.
Understand the role of income simulation and NEV in measuring IRR exposure.
Gain clarity on key assumptions that drive ALM results and risk outcomes.
Learn how leverage and funding decisions amplify balance sheet risk.
Understand board and management responsibilities in ALM oversight.
Review policy considerations and risk limits appropriate for credit unions.
Gain tools to ask better questions of ALCO and management teams.

Video Transcript

0:02

Good afternoon.

0:04

Thank you all for joining us today for our webinar.

0:08

My name is Cynthia Walker, and I am the CEO at Mark H. Smith Incorporated.

0:14

And we have a couple of housekeeping things that I wanna take care of and get out of the way.

0:20

First of all, if you are attending this and want to get CPE credit, the best way for us to track your attendance is for you to participate in the poll questions.

0:33

There are three of them throughout the webinar.

0:36

So if you’ll participate in those, that at least lets us know that you’re attending and you’re attentive, and then we can give you the CPE credit.

0:45

Also, the slides are available now if you want to download them or make notes on them.

0:53

If you go onto the menu, there’s a handouts page or pane, excuse me, and you can click on that pane and get the handouts.

1:04

So with that, let’s go ahead and get started.

1:08

We have had a wonderful reception of interest in our webinar, so hopefully I can share some information with you that will be helpful and valuable.

1:20

We will be doing more in-depth webinars on NEV and income simulation in the next couple ………

Resources

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