Implementing ALM Policies That Are Functional

Explore a sound process for developing and implementing functional and effective ALM Policies. ALM policies are principles, rules, and guidelines formulated or adopted by the board of directors to provide guidance in reaching the credit union’s long-term goals while at the same time defining boundaries and limits on interest rate and liquidity risk. They are intended to influence and determine major decisions regarding balance sheet management.


  • Present and discuss the elements of sound policy writing
  • Present a sample interest rate risk policy and review its major elements
  • Present a discussion guide for an annual review of ALM policies ut what drives today’s high-growth professional services firms to lasting success