FREE WEBINAR

 

4/14/2021

Income Simulation Training for Credit Union Leaders, Boards, and ALCOs

Measuring, monitoring, and managing interest rate risk are essential to a credit union’s financial success. Income simulation is one of the methods to estimate interest rate risk. This introductory training will help new board, and management members learn about balance sheet management and income simulation.

THIS WEBINAR WILL:

  • Gain an understanding of interest rate risk and why its management is essential
  • Review the basic concepts and assumptions about the loan, investment, and member deposit behaviors
  • Receive an introduction to the Income Simulation methodology to estimating interest rate risk as market rates change
  • Explore the results of various interest rate scenarios and how changing rates impact net interest income and net income
  • Discuss basic thoughts about setting Interest Rate Risk Policy limits