BY CYNTHIA R. WALKER, CEO “Mary, Mary, quite contrary, how does your garden grow?” is the beginning of a popular nursery rhyme and comes to mind while thinking of how the credit union system has grown and changed over the last 10 years. As of June 2007, total...
BY JEFF JOHNSON I have read articles recently describing the potential rise in auto delinquencies and charge offs. I often wonder to myself as to how applicable these numbers are to credit unions or to a specific credit union. Historically credit unions have trends...
BY MATTHEW JACOBSEN Achieve Better Measurement, Performance, and Member Service As data storage, computation, and analysis technology continues to advance, many financial institutions continue to leverage this evolution to improve performance and customer service. At...
By Matthew Jacobsen, VP In 2017, credit unions continued to see solid loan, share, and membership growth. Growth in these areas has been consistent since the last recession, and loan growth has slightly picked up the pace in recent years. Loan portfolio credit...
By Cynthia R. Walker, CEO Credit unions in the asset range of 10 million to 250 million have seen their loan to total asset ratios increase in the last 5 years from a low of 49% to a ratio of 55% as of December 2017. Mark H. Smith, Inc. Peer Analysis Balance Sheet...
By Jason Williams-Portfolio Manager and President of Moreton Asset Management After the longest period in U.S. economic history of short-term interest rates remaining below 1 percent, the U.S. Federal Reserve initiated a rate tightening cycle that began in...