All Eyes Are On The Fed

By Mark H. Smith, Founder As we close out 2015 the credit union system will complete its seventh year hobbled by historically low interest rates. The Fed pushed the rates down to these historic lows in the fourth quarter of 2008. Most of us assumed that it would be a...

Loan Demand Forecasted To Increase

By Mark H. Smith, Founder   The November issue of Credit Union Magazine bore the following message on its cover: “Expect a Surge in Lending.” With unemployment at its lowest point in almost a decade, the CUNA Economics Department is forecasting that the...

Just Say No

By Cynthia Walker, CEO   Life has a way of pestering you with issues from a myriad of directions, and sometimes it seems like the only response to the incessant and constant demands is to raise your voice and issue a command that does not leave room for further...