By Cynthia R. Walker, CEO, Mark H. Smith, Inc. The adage “A picture is worth a thousand words” appeared in newspapers in the early 1900s and refers to the notion that a complex idea can often be presented more easily with an image. A Napoleon Bonaparte quote is...
By Jason Williams, Financial Analyst The Smithsonian in Washington DC opened an exhibit titled “American Enterprise” on July 1st of this year. The exhibit is the first of its kind at the Smithsonian and makes an attempt to chronicle some of the history of...
By Mark H. Smith, Founder, Mark H. Smith, Inc. and Matthew Jacobsen True to its traditional roots a credit union has tended to fund the balance sheet with retail shares or deposits borrowed directly from its members. Liquidity has been maintained by relying on...
By Mark H. Smith, Founder, Mark H. Smith, Inc. Rates have been at historic lows for over six years. The Fed has (sort of) promised a modest rate hike later in 2015. The most common question we hear at Mark H. Smith Incorporated (MHSI) is, what will my non-maturity...